Visa Credit Terms and Rates

Rates accurate as of date: December 28, 2018

Fair Credit and Charge Card Disclosure
Annual Percentage Rate For Purchases and Cash Advances on Platinum EMV credit - Tier 1* 9.90% APR.
Annual Percentage Rate for Purchases and Cash Advances on Platinum EMV credit - Tier 2* 11.50% APR.
Annual Percentage Rate for Purchases and Cash Advances on Platinum EMV credit - Tier 3* 12.50% APR.
Annual Percentage Rate For Purchases and Cash Advances on all EMV cards *You will receive one of the three card tier rates (above), which is determined at the time of your application or renewal of your credit card (every 24 months) based on your credit score. All rates are fixed, but re-evaluated periodically by our Finance Committee.
Grace Period for Repayment of Purchases 27 days from the billing date specified in your statement (Provided you have paid for your previous balance in full by the due date).
Method of Computing the Balances for Purchases and Cash Advances Average Daily Balance (Including new purchases).
Late Payment 5% of payment due w/$27 maximum.
Notice - if within 10 days following the payment due date the minimum payment due has not been received, a 5% late fee (maximum fee of $27.00) will be charged.
Cash Advance $1.00 per transaction. You will incur a Finance Charge from the date transactions are posted to your account. There is no grace period.
Over-Credit Limit No penalty fee.
This posting fulfills Regulation Z requirements for fair credit disclosure. This information is accurate as of the date posted above, but may have changed after that date. To find out what may have changed, write to us at the Schlumberger Employees Credit Union, Attn: Visa Credit Card Department, 205 Industrial Blvd, Sugar Land, Texas 77478. Or call us at (281) 285-4551 or (800) 272-7328.

Disclaimer: The information contained in this website is for informational purposes only. To the extent that there is any discrepancy between information, including interest rates or other financial terms, posted on this site and information available at our branches, the information available at the branches will take precedence.

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