Loan Rates

Rates as of September 21, 2020 (Contact SECU for more current rates)

Loan Type Term Rate
Share Secured Loan  12-60 Months  2.75% over Dividend Rate (rate is fixed for term at time of loan closing)
SECU CD Secured  Term of CD  2.75% over CD Rate 
Car/Truck.

Loan Payment Calculator
 

24 Months  ALA 1.99% *
25 - 36 Months   ALA 2.54% *
37 - 48 Months   ALA 2.58% *
49 - 60 Months (60+ mo: $15,000 min)  ALA 2.63% *
61 - 72 Months (72+ mo: $25,000 min) ALA 2.71% *
73 - 84 Months ALA 2.78% *
Specialty: Boat, Travel Trailer, Camper or Cab-Over, Motor Home, Motorcycle, Antique Cars, Airplanes, Tractors, and ATV's. 

Loan Payment Calculator
 

24 Months  ALA 1.99% *
25 - 36 Months   ALA 2.54% *
37 - 48 Months   ALA 2.58% *
49 - 60 Months (60+ mo: $15,000 min)  ALA 2.63% *
61 - 72 Months (72+ mo: $25,000 min) ALA 2.71% *
73 - 84 Months ALA 2.78% *
Bridge Loan (401K Loan Payoff)  30 Days  14.00% 
Bridge Loan (First)  90 Days  14.00% 
Bridge Loan (Second & Third)  90 Days  14.50% 
Home Loans Prequalification & Rate Information: (281) 285-3237 5/1, 7/1, 10/1 ARMs, 10-30 Yr Conventional   Contact Sallye Gibson (sgibson@swbc.com) for rates.
Signature Loans (Computer, Furniture, etc.) ($500 Minimum) . Consolidation Special for Credit Card or Other Unsecured loan balances (4% off Signature rates, new money only). 1 - 12 Months  ALA 9.49%
13 - 18 Months  ALA 10.49%
19 - 30 Months  ALA 10.99%
31 - 36 Months  ALA 11.49%
Revolving - Line of Credit Loans ($500 Minimum)  36 Months  13.85% 
Visa Credit Card NA ALA 9.90%
 

ALA represents As Low As, since the actual rate depends on personal credit history. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon credit history. Terms and conditions may change without notice. Your rate will be locked-in at the time of credit approval for up to 30 days.

Disclaimer: The information contained in this website is for informational purposes only. To the extent that there is any discrepancy between information, including interest rates or other financial terms, posted on this site and information available at our branches, the information available at the branches will take precedence.

Please note that by selecting any of the 3rd party website links above, you are leaving the Schlumberger Employees Credit Union "SECU" website. SECU is not responsible for the content on these 3rd party websites or for any claims, lawsuits, or loss associated with using any of the above vendor?s products or services. Privacy and or security may differ from that of SECU's policies. Information and links listed above are for member's convenience and ease of information access.